Solar Financing Choices for Your Needs


For Southern California Solar Energy customers, these options are a win-win-win. And with all of these options, your system is backed by our industry-leading combined power and product warranty for 25 years


You own the system and the energy it produces.

  • You purchase your Southern California Solar Energy system directly.
  • A home equity loan can be used and may be tax-deductible.
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.*
  • Purchasing your Southern California Solar Energy system directly can maximize your savings. Over time, your system can pay for itself through your utility bill savings.*


You own your solar system, and pay for it with a loan.

  • Various loan payment terms and conditions available (including optional full prepayment without penalty).
  • You can keep any solar tax credits and/or state and local incentives for which you may be eligible.*
  • For many customers, the combination of the loan payment and the remaining power bill is less than their previous electric bill.


Southern California Solar Energy owns the system on your roof.*

  • You pay a monthly amount to "rent" the system and use the energy you produce. 
  • For many customers, their lease and remaining utility bill are lower than their previous electric bill.
  • System production is guaranteed for 20 years. If something breaks, we'll fix it.*
  • When you sell your home, you can assign the lease to the new homeowner, subject to credit approval. Southern California Solar Energy facilitates this process.

Should I buy or lease my solar panels?

There are many benefits to buying your solar panels over leasing. Purchasing a solar energy system is the only way to qualify for the special incentives and perks listed above, including the 30 percent Solar Investment Tax Credit and $5,000 cash rebate. Households and businesses that purchase their solar panels can also benefit from Solar Renewable Energy Certificates (SRECs). Every time your solar energy system generates 1,000 kW hours of energy, you can sell a certificate that helps offset your investment.

Despite the many incentives and perks of buying solar panels, some homes and businesses decide leasing is a better fit. At Southern CA Solar, we’re an authorized SunPower lease dealer, which means we can offer a customized monthly rate to make solar energy affordable for nearly any budget. Before opting to lease, it’s important to remember that doing so makes you ineligible for the solar tax credits and rebates listed above. If you decide leasing makes most sense for your home or business, contact us to learn more about the best options on the market.


Residential Programs

Flexible Down Payments

Zero Interest For Up To 12 Months*

No Tax Assessment On Property

Install Within 5 Business Days Of Permit

Power your home with a solar system you own ownership. Peace of mind. Low cost. And the power to lower your electric bills. That’s the power of the unique Residential Program, and its systems are distributed through Southern California Solar Energy. The Residential Program puts a solar system on your roof, designed and installed by a Southern California Solar Energy. You get a custom system fine-tuned for your home’s energy needs, and a no money-down option (PACE Program) and predictable payments from a third-party loan provider with ownership from day one.

*O.A.C. - See dealer for details


Solar Tax Credits And Solar Financing In Southern California

Beyond the benefits of saving money on your monthly utility bill, reducing your carbon footprint, and increasing the value of your home, investing in a solar energy system allows you to claim solar tax credits and rebates. The following incentives dramatically reduce the costs of switching to clean, renewable energy.


Energy Efficient Upgrade Rebate

Qualified homeowners can receive a $1,000 rebate towards energy-efficient home upgrades including solar panels, solar batteries, heating and cooling, windows, roofing, and more. Additional solar tax credits and rebates may be available depending on your city or county. Check with the Department of Energy or ask one of our solar installation experts for more information on current programs.

Residential Energy Efficient Property Credit

This credit covers 30 percent of solar energy system costs for tax years through 2019. The credit drops to 26 percent in 2020 and 22 percent in 2021.